If you get injured in a bicycle accident in Texas, you may have multiple insurance policies available to cover your losses. The driver’s car insurance will typically pay for your injuries, for example, and your own health insurance or homeowners insurance policy may provide supplemental coverage. Find out how to claim insurance benefits after a bicycle accident in Dallas, as well as when to hire an attorney for assistance.
If you get hurt in a bicycle accident, the first thing to do is receive medical care for your injuries. This can pave the way for your insurance claim, as most insurers require claimants to have seen a doctor. Once you’ve gotten medical care and collected information about the crash, explore all potential sources of insurance coverage for your accident. Several types of insurance policies may pay for your medical bills, bicycle damage and other losses, including:
You may be able to seek financial benefits from a driver’s insurance company, your own insurance carrier(s) or a third party after a bicycle accident in Texas. Explore all of your financial recovery options with an attorney before accepting a settlement.
Make sure you are adequately prepared for the insurance claims process before making a phone call or submitting a claim. You will need certain information about the bicycle accident, such as its time, date and location, as well as information about the driver who hit you. You will also need your police report number and information about your injuries if you’ve already seen a doctor.
When you’re ready, call the correct insurance company or companies to report the accident and submit a claim. The agent will guide you through the steps to take. Before you accept a settlement and sign a release form, however, take your case to an attorney for a review. You may deserve greater financial compensation than the insurance company is offering.
Hiring a lawyer for a bicycle accident insurance claim is not mandatory in Texas, but it could significantly improve your case outcome and legal experience. A bicycle accident claim can quickly become complicated and difficult to litigate. Giving your case to an attorney can allow you to rest and focus on healing while an experienced and knowledgeable professional navigates Texas’s laws on your behalf.
For more information about what to expect during a bicycle accident insurance claim in Texas, contact the Law Offices of Aaron A. Herbert to request a free consultation