Posted on June 6, 2022
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A car accident can cause serious injuries that require hundreds of thousands of dollars in medical costs over a victim’s lifetime. Surgeries, treatments, physical therapies and medications can create a massive amount of medical debt for an injured victim. Knowing who is responsible for paying your medical bills after an accident could give you peace of mind during a difficult time as the victim of an accident. It could also prevent you from paying out of pocket for your own expenses, depending on the circumstances.
If an investigation finds that you caused the accident, you may have to pay for your medical bills on your own. If you have health insurance, this can bring your health care expenses down. Another type of insurance that could help you pay off your medical bills is personal injury protection (PIP) insurance if you were injured in an auto accident. PIP and medical payment insurance can pay for your bills up to your policy’s maximum after a car accident you caused. If you have the responsibility of paying your medical bills, you may be able to arrange a personal payment plan with your hospital.
If you are not the only person at fault for the accident, however, someone else may owe you partial compensation for your losses. Texas is a comparative negligence state. This means if you and the defendant share fault for an accident, the courts will diminish your financial award according to your percentage of fault. If you were 20% to blame for the accident, for instance, the courts would take away 20% of your settlement or verdict award. You would still receive 80% reimbursement for your losses from the defendant.
If you have serious injuries after an accident in Texas, contact a lawyer for advice about who will pay for your medical bills.